An invitation · 2026 cohort

A private concierge for the highest spenders in India.

We turn your everyday card spend into First Class cabins, sea-view suites and the kind of mornings most people only see in magazines with the credit card points you've accumulated.

Annual Membership₹75,000inclusive of GST
Qualifying Spend₹40 Lakh+per annum, minimum
Etihad THE ResidenceSingapore SuitesSt. RegisRafflesRitz Carlton ReserveCathay FirstEmirates First ClassFairmont
02 · The Mathematics

Your spend, re-translated.

The same rupees you already spend re-routed through the correct cards, transferred to the correct programs and burned at the correct redemption rate. Move the slider; watch the math.

Annual card spend₹80 L
₹40 L₹1 Cr₹2 Cr₹4 Cr
Average Point Value₹8.00 L10.0% of spend, blended
Optimized point value₹12.00 L15–20% on premium redemption
What that looks like
  • 1First Class round-trip to Europe or Asia
  • 2Business Class long-haul tickets
  • 10Five-star suite nights worldwide
Side by side
Without First Class Concierge1–2%₹40 L → ~₹40,000
Concierge (managed)8–12%₹40 L → ₹3.2–4.8 L value
Premium redemptionsNone
First/Business redemption15–20%₹40 L → ₹6–10 L of cabin value
A note on the numbers

Cash-value is conservative and reflects blended transfer rates we actually achieve for members. First Class uplift assumes you fly the cabins we book — most members fly two to four premium long-hauls per year.

Sharan's ₹16L Japan trip for ₹2L
03 · On the road

Sharan's luxury Tokyo trip

One smart rewards strategy, two business class tickets, four destinations, and over ₹16L in travel value — All for less than ₹2L out of pocket. Here's how Sharan experienced the best of Japan while saving over ₹14L.

Watch on YouTube
04 · The Portfolio

2026's finest Indian cards.

The kind of credit cards you need to ensure you are getting the maximum out of your spend. Have these cards already? Great! Don't have them? We can help you get them.

Best credit cards for 2026
01
HDFC Infinia MetalThe everyday workhorse · Smartbuy 10x on flights & hotels
upto 33% on hotels
02
Axis Magnus BurgundyMile multiplier · Best Marriott & airline transfers
upto 14% returns on daily spends
03
ICICI Emeralde PrivateLounge & lifestyle · Unlimited golf, lounges, concierge
18-36% back on travel
04
Amex Platinum ChargeStatus & suites · Hilton Diamond, Marriott Gold included
upto 50% back on luxury purchases
05
HSBC PremierQuiet luxury · 1:1 transfer to 11 airline programs
upto 72% back on hotel spends
06
HDFC Biz BlackThe new contender · Great for businesses
Upto 16% back on tax payments
07 · Get in touch

Request your exclusive access to First Class Concierge

You get premium unlimited credit card optimization calls, the best redemptions, and a dedicated expert with real-time assistance to maximize your rewards, savings, and luxury benefits.

 
 
05 · Members

Quiet conviction from the people who already pay us.

Zaeden

Just had an amazing and super productive chat with ThatCreditCardGuy! He shared some of the best hacks for maximizing my credit cards. I was absolutely blown away when I realized how many Amex Platinum points I could have been using for the last five years—but hey, it’s never too late! His insights were clear, practical, and game-changing. Highly recommend speaking to the RPC team to make the most of your cards!

ZaedenSinger & Record Producer
Aakash Gupta

I LOVE credit-card points and I’ve been going deep into this game in the last few months and Aly has been absolutely amazing in helping me choose the right cards and now I have the Infinia & Emerald Pvt Metal.

Aakash GuptaCelebrity Comedian
Beyounick

They sorted out my business class travel to AMS via Air France and Lufthansa and also helped me get the right cards to get max value.

BeyounickCelebrity Influencer
Aakanksha Monga

Booked free flights to Switzerland using my Axis Atlas and Aeroplan with Aly’s Guidance

Aakanksha MongaDigital Creator
Sharan Hegde

I got a return trip to Paris for New-Years in Rs.9,000 just by using my credit card points effectively!

Sharan HegdeFounder & CEO, 1% Club
Aayushman Sinhay

Got a free stay at St-Regis in Maldives, just by using my Credit Card Points.

Aayushman SinhayCEO, Represent Management
The Invitation

For the top 0.1%

Membership is one year, ₹75,000 inclusive of GST, and capped by design. If your annual spend clears ₹40 lakh, we'd be delighted to talk.

06 · Questions

Asked, answered.

The honest version. Anything missing — write to us directly and we'll reply within a working day.

First Class Concierge₹75,000inclusive of GST